http://rss.vanguard.com/pod/plaintalk.xml A series dedicated to helping you achieve financial success through practical, easy-to-follow steps. At Vanguard, we believe you can achieve your goals when you have the tools to do the job—and that’s what Plain Talk is all about. Wed, 14 Jun 2006 09:00:00 EST The Vanguard Group 15 Vanguard Vanguard Plain Talk on Investing™ is a podcast series from Vanguard A series dedicated to helping you achieve financial success through practical, easy-to-follow steps. At Vanguard, we believe you can achieve your goals when you have the tools to do the job—and that’s what Plain Talk is all about. A series dedicated to helping you achieve financial success through practical, easy-to-follow steps. At Vanguard, we believe you can achieve your goals when you have the tools to do the job—and that’s what Plain Talk is all about. The Vanguard Group plaintalk@vanguard.com en-us no http://personal.vanguard.com/us/home http://personal.vanguard.com/web/images/vanguard_plainTalk_300x300.jpg 300 300 https://personal.vanguard.com/web/audio/PodPTLateStart08182008.mp3 Mon, 18 Aug 2008 08:37:06 EDT Vanguard no 11:12 rinaldi,retirement,late start, An episode from Vanguard’s Plain Talk on Investing™ podcast series If you're behind schedule on the road to a financially secure retirement, you need to act quickly, decisively, and carefully. Fortunately, it is possible to build a respectable retirement nest egg in a fairly short period of time, as Vanguard principal Ellen Rinaldi explains. (11:12) If you're behind schedule on the road to a financially secure retirement, you need to act quickly, decisively, and carefully. Fortunately, it is possible to build a respectable retirement nest egg in a fairly short period of time, as Vanguard principal Ellen Rinaldi explains. (11:12) https://personal.vanguard.com/web/audio/PodPTLateStart08182008.mp3 https://personal.vanguard.com/web/audio/PodPTNumber07162008.mp3 Mon, 28 Jul 2008 09:45:14 EDT Vanguard no 11:04 eisenberg,number,retirement planning An episode from Vanguard’s Plain Talk on Investing™ podcast series Author Lee Eisenberg talks about coming up with your "number"—an estimate of the amount of money you’ll need by the time you retire. (11:04) Author Lee Eisenberg talks about coming up with your "number"—an estimate of the amount of money you’ll need by the time you retire. (11:04) https://personal.vanguard.com/web/audio/PodPTNumber07162008.mp3 https://personal.vanguard.com/web/audio/PodPTInterestRates06302008.mp3 Mon, 7 Jul 2008 09:45:40 EDT Vanguard no 9:21 davis, interest rates, economy An episode from Vanguard’s Plain Talk on Investing™ podcast series The Federal Reserve has made several cuts to the federal funds rate since the summer of 2007. Joseph H. Davis, Ph.D., Vanguard’s chief economist, explains the Federal Reserve’s purpose behind making these cuts, how these rate cuts impact other interest rates, and what it all means to investors. The Federal Reserve has made several cuts to the federal funds rate since the summer of 2007. Joseph H. Davis, Ph.D., Vanguard’s chief economist, explains the Federal Reserve’s purpose behind making these cuts, how these rate cuts impact other interest rates, and what it all means to investors. https://personal.vanguard.com/web/audio/PodPTInterestRates06302008.mp3 https://personal.vanguard.com/web/audio/PodPTInvestinginretire06022008.mp3 Mon, 2 Jun 2008 09:33:14 EDT Vanguard no 9:47 ameriks, retirement, asset management, An episode from Vanguard's Plain Talk on Investing™ podcast series Ensuring your assets will last through retirement is a top concern for almost everyone. John Ameriks, head of Vanguard’s Investment Counseling and Research group, discusses this concern and other worries retirees may have. Ensuring your assets will last through retirement is a top concern for almost everyone. John Ameriks, head of Vanguard’s Investment Counseling and Research group, discusses this concern and other worries retirees may have. https://personal.vanguard.com/web/audio/PodPTInvestinginretire06022008.mp3 https://personal.vanguard.com/web/audio/PodPTIndexvactive05192008.mp3 Mon, 19 May 2008 09:01:22 EDT Vanguard no 10:38 sauter,indexing, actively managed, funds An episode from Vanguard's Plain Talk on Investing™ podcast series As a mutual fund investor, you’ll need to decide whether to own index funds, actively managed funds, or a combination of both. To help you make that choice, Vanguard Chief Investment Officer Gus Sauter offers insights on indexing and active management. As a mutual fund investor, you’ll need to decide whether to own index funds, actively managed funds, or a combination of both. To help you make that choice, Vanguard Chief Investment Officer Gus Sauter offers insights on indexing and active management. https://personal.vanguard.com/web/audio/PodPTIndexvactive05192008.mp3 https://personal.vanguard.com/web/audio/PodPTFundPerformance05052008.mp3 Mon, 5 May 2008 09:16:08 EDT Vanguard no 9:49 philips,returns, performance An episode from Vanguard’s Plain Talk on Investing™ podcast series Chris Philips of Vanguard Investment Strategy Group discusses the reasons why investors may be better-served by a long-term investment philosophy. He also explains the steps you can take to avoid chasing short-term performance, including deciding on an asset allocation you feel comfortable with and sticking with it by rebalancing your portfolio—or choosing funds that rebalance themselves automatically. Chris Philips of Vanguard Investment Strategy Group discusses the reasons why investors may be better-served by a long-term investment philosophy. He also explains the steps you can take to avoid chasing short-term performance, including deciding on an asset allocation you feel comfortable with and sticking with it by rebalancing your portfolio—or choosing funds that rebalance themselves automatically. https://personal.vanguard.com/web/audio/PodPTFundPerformance05052008.mp3 https://personal.vanguard.com/web/audio/PodPTManageincome01282008.mp3 Mon, 21 Apr 2008 10:37:45 EDT Vanguard no 11:52 americks,retirement,withdrawals,managed payout, An episode from Vanguard’s Plain Talk on Investing™ podcast series John Ameriks of Vanguard’s Investment Counseling and Research group explains the steps you can take to draw down your retirement assets without exhausting your portfolio. John Ameriks of Vanguard’s Investment Counseling and Research group explains the steps you can take to draw down your retirement assets without exhausting your portfolio. https://personal.vanguard.com/web/audio/PodPTManageincome01282008.mp3 https://personal.vanguard.com/web/audio/PodPTJugglinggoals03312008.mp3 Mon, 31 Mar 2008 10:37:43 EDT Vanguard no 10:34 brod, retirement, multiple goals, education savings, An episode from Vanguard’s Plain Talk on Investing™ podcast series Retirement, debt reduction, college expenses, and buying a house all require significant savings and investing. Jack Brod, head of Vanguard Asset Management Services™, says that to reach multiple savings goals you will need to prioritize them and make some tough choices along the way. Retirement, debt reduction, college expenses, and buying a house all require significant savings and investing. Jack Brod, head of Vanguard Asset Management Services™, says that to reach multiple savings goals you will need to prioritize them and make some tough choices along the way. https://personal.vanguard.com/web/audio/PodPTJugglinggoals03312008.mp3 https://personal.vanguard.com/web/audio/PodPTEmotion03102008.mp3 Mon, 10 Mar 2008 10:39:11 EDT Vanguard no 9:49 emotion,zweig,brain,instinct, An episode from Vanguard’s Plain Talk on Investing™ podcast series Emotions can play a large part in investment decisions. So can the way the human brain has evolved. Money magazine columnist Jason Zweig says our search for familiar patterns in our surroundings may not serve us well, especially when we make investment decisions. Emotions can play a large part in investment decisions. So can the way the human brain has evolved. Money magazine columnist Jason Zweig says our search for familiar patterns in our surroundings may not serve us well, especially when we make investment decisions. https://personal.vanguard.com/web/audio/PodPTEmotion03102008.mp3 https://personal.vanguard.com/web/audio/PodPTChooseIRA02252008.mp3 Mon, 25 Feb 2008 10:39:09 EDT Vanguard no 10:49 IRA,roth,traditional,dickson An episode from Vanguard’s Plain Talk on Investing™ podcast series In this episode, we talk about how to decide which type of IRA will work best for you. Joel Dickson of Vanguard’s Quantitative Equity Group describes the differences between the traditional and Roth approaches, including the tax implications, and discusses upcoming rule changes that may affect your investment strategy. In this episode, we talk about how to decide which type of IRA will work best for you. Joel Dickson of Vanguard’s Quantitative Equity Group describes the differences between the traditional and Roth approaches, including the tax implications, and discusses upcoming rule changes that may affect your investment strategy. https://personal.vanguard.com/web/audio/PodPTChooseIRA02252008.mp3 https://personal.vanguard.com/web/audio/PodPTHowManyFunds02112008.mp3 Mon, 11 Feb 2008 10:39:12 EDT Vanguard no 7:45 funds, orford, advice An episode from Vanguard’s Plain Talk on Investing™ podcast series With thousands of mutual funds to choose from, some investors end up owning dozens, while others are perfectly happy—and successful—with just one or two. Beth Orford of Vanguard Advice Services offers suggestions to help you determine how many funds you need in your portfolio, starting with getting the right mix of stocks, bonds, and cash or cash equivalents. With thousands of mutual funds to choose from, some investors end up owning dozens, while others are perfectly happy—and successful—with just one or two. Beth Orford of Vanguard Advice Services offers suggestions to help you determine how many funds you need in your portfolio, starting with getting the right mix of stocks, bonds, and cash or cash equivalents. https://personal.vanguard.com/web/audio/PodPTHowManyFunds02112008.mp3 https://personal.vanguard.com/web/audio/PodPTSuccessful1282008.mp3 Mon, 28 Jan 2008 10:39:13 EDT Vanguard no 8:54 retirement,saving,brennan,spending, An episode from Vanguard’s Plain Talk on Investing™ podcast series Vanguard Chairman and CEO Jack Brennan says most of the successful retirees he’s met over the years share several basic habits in common. Chief among them: they all planned ahead for meeting their financial needs in retirement. In this nine-minute podcast episode, Mr. Brennan discusses this and other valuable lessons he’s learned from successful long-term investors during his nearly three decades with Vanguard. Vanguard Chairman and CEO Jack Brennan says most of the successful retirees he’s met over the years share several basic habits in common. Chief among them: they all planned ahead for meeting their financial needs in retirement. In this nine-minute podcast episode, Mr. Brennan discusses this and other valuable lessons he’s learned from successful long-term investors during his nearly three decades with Vanguard. https://personal.vanguard.com/web/audio/PodPTSuccessful1282008.mp3 https://personal.vanguard.com/web/audio/PodPTPutIRAtoWork01142008.mp3 Mon, 14 Jan 2008 10:37:51 EDT Vanguard no 6:56 retirement,IRA An episode from Vanguard’s Plain Talk on Investing™ podcast series An individual retirement account, or IRA, is one of the best ways to invest for retirement. But are you getting the most out of your contributions? In this podcast, Maria Bruno, an analyst in Vanguard’s Investment Counseling & Research group, discusses simple strategies you can use to ensure that the money you’ve invested in your IRA is working as hard as it can to help you achieve your long-term financial goals. An individual retirement account, or IRA, is one of the best ways to invest for retirement. But are you getting the most out of your contributions? In this podcast, Maria Bruno, an analyst in Vanguard’s Investment Counseling & Research group, discusses simple strategies you can use to ensure that the money you’ve invested in your IRA is working as hard as it can to help you achieve your long-term financial goals. https://personal.vanguard.com/web/audio/PodPTPutIRAtoWork01142008.mp3 https://personal.vanguard.com/web/audio/PodPTFiveways12312007.mp3 Mon, 31 Dec 2007 10:37:50 EDT Vanguard no 6:18 retirement,budget,saving, An episode from Vanguard’s Plain Talk on Investing™ podcast series Concerned that you’ll face a savings shortfall in retirement? Don't panic. Whether you're nearing retirement or already retired, there are steps you can take to help your money last longer and reduce the risk of future financial problems. In this podcast, Martin Schamis, a Certified Financial Planner™ with Vanguard® Financial Planning Services, highlights 5 practical ways you can bridge a savings gap and help achieve a more secure retirement. Concerned that you’ll face a savings shortfall in retirement? Don't panic. Whether you're nearing retirement or already retired, there are steps you can take to help your money last longer and reduce the risk of future financial problems. In this podcast, Martin Schamis, a Certified Financial Planner™ with Vanguard® Financial Planning Services, highlights 5 practical ways you can bridge a savings gap and help achieve a more secure retirement. https://personal.vanguard.com/web/audio/PodPTFiveways12312007.mp3 https://personal.vanguard.com/web/audio/PodPTSaveMore07022007.mp3 Mon, 2 Jul 2007 10:38:48 EDT Vanguard no 9:06 budget,financial planning,saving,tyson,finance,dummies An episode from Vanguard’s Plain Talk on Investing™ podcast series Financial author Eric Tyson offers practical tips for trimming the fat in your budget and saving more money for retirement, education, and other important long-term financial goals. Financial author Eric Tyson offers practical tips for trimming the fat in your budget and saving more money for retirement, education, and other important long-term financial goals. https://personal.vanguard.com/web/audio/PodPTSaveMore07022007.mp3