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<title>Vanguard: Plain Talk on Investing&#8482;</title>
<description>A series dedicated to helping you achieve financial success through practical, easy-to-follow steps. At Vanguard, we believe you can achieve your goals when you have the tools to do the job&#8212;and that&#8217;s what Plain Talk is all about.</description>
<pubDate>Wed, 14 Jun 2006 09:00:00 EST</pubDate>
<copyright>The Vanguard Group</copyright>
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<itunes:subtitle>Plain Talk on Investing&#8482; is a podcast series from Vanguard</itunes:subtitle>
<itunes:summary>A series dedicated to helping you achieve financial success through practical, easy-to-follow steps. At Vanguard, we believe you can achieve your goals when you have the tools to do the job&#8212;and that&#8217;s what Plain Talk is all about.</itunes:summary>
<description>A series dedicated to helping you achieve financial success through practical, easy-to-follow steps. At Vanguard, we believe you can achieve your goals when you have the tools to do the job&#8212;and that&#8217;s what Plain Talk is all about.</description>
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<title>Retirement Prep: Do a periodic assessment</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/PE/2247_InvestPayAtt12_PeriodicAssessment.mp3</link>
<pubDate>Mon, 18 Mar 2013 10:03:48 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
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<itunes:duration>2:52</itunes:duration>
<itunes:keywords>retirement, retirement saving, retirement savings, investing, retirement plan, retirement planning, invest for retirement, spending, smart spending, save, debt, reduce debt</itunes:keywords>
<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Retirement Prep is Vanguard&#039;s audio guide to smart saving for life.  You go to the dentist twice a year. You get a physical once a year. You should monitor your financial health in much the same way. As you save for retirement, keep in mind your life circumstances will change. Your mix of investments may also need to change to reflect that.</itunes:summary>
<description>Retirement Prep is Vanguard&#039;s audio guide to smart saving for life.  You go to the dentist twice a year. You get a physical once a year. You should monitor your financial health in much the same way. As you save for retirement, keep in mind your life circumstances will change. Your mix of investments may also need to change to reflect that.</description>
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<title>Retirement Prep: Find the money to save for retirement</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/PE/2247_Save8_CarefulSpending.mp3</link>
<pubDate>Mon, 18 Mar 2013 09:47:54 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>2:18</itunes:duration>
<itunes:keywords>retirement, retirement saving, retirement savings, investing, retirement plan, retirement planning, invest for retirement, spending, smart spending, save, debt, reduce debt</itunes:keywords>
<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Retirement Prep is Vanguard&#039;s audio guide to smart saving for life.  Sure, you want to save more. Not just for retirement, but for a home, college, whatever. The question is where do you find the money? Especially if it feels like you&#039;re living paycheck to paycheck as it is. It&#039;s time to take control.</itunes:summary>
<description>Retirement Prep is Vanguard&#039;s audio guide to smart saving for life.  Sure, you want to save more. Not just for retirement, but for a home, college, whatever. The question is where do you find the money? Especially if it feels like you&#039;re living paycheck to paycheck as it is. It&#039;s time to take control.</description>
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<title>Retirement Prep: Keep saving and make it last</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/PE/2247_MakeSavingsLast16_NeverStopInvesting.mp3</link>
<pubDate>Mon, 18 Mar 2013 09:47:46 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>2:52</itunes:duration>
<itunes:keywords>retirement, retirement saving, retirement savings, investing, retirement plan, retirement planning, invest for retirement, save in retirement, keep saving in retirement, equities in retirement, diversification, annuity</itunes:keywords>
<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Retirement Prep is Vanguard&#039;s audio guide to smart saving for life.  In much the same way that graduation from high school or college is called commencement or a beginning, retirement is a commencement of sorts, as well. You&#039;re beginning a new stage in your life, and it&#039;s important to keep an eye on your investments and turn your savings into sustainable income.</itunes:summary>
<description>Retirement Prep is Vanguard&#039;s audio guide to smart saving for life.  In much the same way that graduation from high school or college is called commencement or a beginning, retirement is a commencement of sorts, as well. You&#039;re beginning a new stage in your life, and it&#039;s important to keep an eye on your investments and turn your savings into sustainable income.</description>
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<title>Retirement Prep: Make the most of what your plan offers</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/PE/2247_Save6_Maximize.mp3</link>
<pubDate>Mon, 18 Mar 2013 09:20:39 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>2:57</itunes:duration>
<itunes:keywords>retirement, retirement saving, retirement savings, investing, retirement plan, retirement planning, invest for retirement, maximize, maximize your plan</itunes:keywords>
<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Retirement Prep is Vanguard&#039;s audio guide to smart saving for life. Saving in your employer&#039;s plan offers many advantages. You can save on taxes. Your money has a chance to grow over time through compounding. And don&#039;t forget about the advantage that can seem like the best birthday gift ever.</itunes:summary>
<description>Retirement Prep is Vanguard&#039;s audio guide to smart saving for life. Saving in your employer&#039;s plan offers many advantages. You can save on taxes. Your money has a chance to grow over time through compounding. And don&#039;t forget about the advantage that can seem like the best birthday gift ever.</description>
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<title>Retirement Prep: The power of compounding </title>
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<pubDate>Mon, 18 Mar 2013 09:20:31 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>2:59</itunes:duration>
<itunes:keywords>retirement, retirement saving, compounding, investing, power of compounding, retirement plan, retirement planning, investing for retirement</itunes:keywords>
<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Retirement Prep is Vanguard&#039;s audio guide to smart saving for life.  If you start right away and save for retirement regularly, patiently, and with discipline, your money can work to produce remarkable results over time. The key to this is the power of compounding.</itunes:summary>
<description>Retirement Prep is Vanguard&#039;s audio guide to smart saving for life.  If you start right away and save for retirement regularly, patiently, and with discipline, your money can work to produce remarkable results over time. The key to this is the power of compounding.</description>
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<title>Retirement Prep: Borrower beware</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/PE/2247_Save7_Borrowing.mp3</link>
<pubDate>Thu, 11 Oct 2012 09:35:41 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>2:49</itunes:duration>
<itunes:keywords>retirement, retirement saving, retirement savings, investing, retirement plan, retirement planning, invest for retirement, loan, plan loan, borrow from plan</itunes:keywords>
<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Retirement Prep is Vanguard&#039;s audio guide to smart saving for retirement and for life. You&#039;ve got all that money just sitting in your retirement plan. Shouldn&#039;t you be able to borrow a little every now and then? It&#039;s your money, after all. What could be the problem? Gosh, where do we begin?</itunes:summary>
<description>Retirement Prep is Vanguard&#039;s audio guide to smart saving for retirement and for life. You&#039;ve got all that money just sitting in your retirement plan. Shouldn&#039;t you be able to borrow a little every now and then? It&#039;s your money, after all. What could be the problem? Gosh, where do we begin?</description>
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<title>Retirement Prep: Stay diversified</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/PE/2247_InvestPayAtt11_StayDiversified.mp3</link>
<pubDate>Thu, 11 Oct 2012 09:35:36 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>3:47</itunes:duration>
<itunes:keywords>retirement, retirement saving, retirement savings, investing, retirement plan, retirement planning, invest for retirement, investing diversification, diversified</itunes:keywords>
<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Retirement Prep is Vanguard&#039;s audio guide to smart saving for retirement and for life.  Every investor would love maximum returns with minimum risk, but it just doesn&#039;t work that way. This is why, when deciding where to invest your money, it&#039;s vital to understand your own tolerance for risk and to allocate your assets accordingly.</itunes:summary>
<description>Retirement Prep is Vanguard&#039;s audio guide to smart saving for retirement and for life.  Every investor would love maximum returns with minimum risk, but it just doesn&#039;t work that way. This is why, when deciding where to invest your money, it&#039;s vital to understand your own tolerance for risk and to allocate your assets accordingly.</description>
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<item>
<title>Retirement Prep: Are you saving enough?</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/PE/2247_Save5_SavingEnough.mp3</link>
<pubDate>Mon, 08 Oct 2012 08:31:53 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>2:24</itunes:duration>
<itunes:keywords>retirement, retirement saving, retirement savings, investing, retirement plan, retirement planning, invest for retirement, save for retirement, save enough, savings adequacy</itunes:keywords>
<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Retirement Prep is Vanguard&#039;s audio guide to smart saving for retirement and for life.  How much do you need to save? If 12 to 15% of your pay sounds like a lot, consider starting with a smaller amount and then increase it each year. You&#039;ll be surprised how quickly and easily you&#039;ll be able to save more.</itunes:summary>
<description>Retirement Prep is Vanguard&#039;s audio guide to smart saving for retirement and for life.  How much do you need to save? If 12 to 15% of your pay sounds like a lot, consider starting with a smaller amount and then increase it each year. You&#039;ll be surprised how quickly and easily you&#039;ll be able to save more.</description>
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<title>Retirement Prep: Create income in retirement</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/PE/2247_MakeSavingsLast15_IncomeInRetirement.mp3</link>
<pubDate>Thu, 04 Oct 2012 12:00:54 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>3:22</itunes:duration>
<itunes:keywords>retirement, retirement saving, retirement savings, investing, retirement plan, retirement planning, invest for retirement, retirement income, income in retirement, regular income in retirement</itunes:keywords>
<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Retirement Prep is Vanguard&#039;s audio guide to smart saving for retirement and for life. You&#039;ve spent your whole life saving for retirement. Now what? Where do you get the money you need to live on? You can start by creating an income stream that can help make your savings last as long as possible.  </itunes:summary>
<description>Retirement Prep is Vanguard&#039;s audio guide to smart saving for retirement and for life. You&#039;ve spent your whole life saving for retirement. Now what? Where do you get the money you need to live on? You can start by creating an income stream that can help make your savings last as long as possible.  </description>
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<title>&#034;Red Ink&#034;: A frank conversation on the federal debt</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/RIG/PT/2337_ICPodcast_092012.mp3</link>
<pubDate>Wed, 29 Aug 2012 08:50:23 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>11:29</itunes:duration>
<itunes:keywords>federal,debt,deficit,wessel,ashinhurst,</itunes:keywords>
<itunes:subtitle>An interview with the economics editor of The Wall Street Journal</itunes:subtitle>
<itunes:summary>If the United States of America came to you asking for a loan, would you say yes? David Wessel, economics editor of The Wall Street Journal, explains how the U.S. went from record surpluses to record deficits, and whether there&#039;s hope of fixing the problem any time soon.</itunes:summary>
<description>If the United States of America came to you asking for a loan, would you say yes? David Wessel, economics editor of The Wall Street Journal, explains how the U.S. went from record surpluses to record deficits, and whether there&#039;s hope of fixing the problem any time soon.</description>
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<title>Retirement Prep: It&#039;s important to start</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/RIG/PT/2150_Join1_ItsImportantToStart_04192012.mp3</link>
<pubDate>Tue, 24 Jul 2012 09:57:22 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>3:05</itunes:duration>
<itunes:keywords>retirement, saving, retirement plan, employer plan </itunes:keywords>
<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Retirement Prep is Vanguard&#039;s podcast series on smart saving for retirement&#8211;throughout your life. There&#039;s a Chinese proverb that says, &#34;A journey of a thousand miles begins with a single step.&#34; Taking that step now by joining your employer&#039;s retirement plan may be one of the smartest financial decisions you&#039;ll ever make.</itunes:summary>
<description>Retirement Prep is Vanguard&#039;s podcast series on smart saving for retirement&#8211;throughout your life. There&#039;s a Chinese proverb that says, &#34;A journey of a thousand miles begins with a single step.&#34; Taking that step now by joining your employer&#039;s retirement plan may be one of the smartest financial decisions you&#039;ll ever make.</description>
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<title>An introduction to ETFs</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/RIG/PT/PodPTETFS06112010.mp3</link>
<pubDate>Thu, 10 Jun 2010 13:17:08 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>7:43</itunes:duration>
<itunes:keywords>etf, exchange traded funds, mutual funds, kinniry</itunes:keywords>
<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Fran Kinniry, principal, Vanguard Investment Strategy Group, gives an introduction to ETFs and talks about what you should consider when choosing between an ETF and a mutual fund. (7:43)</itunes:summary>
<description>Fran Kinniry, principal, Vanguard Investment Strategy Group, gives an introduction to ETFs and talks about what you should consider when choosing between an ETF and a mutual fund. (7:43)</description>
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