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<description>A series dedicated to helping you achieve financial success through practical, easy-to-follow steps. At Vanguard, we believe you can achieve your goals when you have the tools to do the job&#8212;and that&#8217;s what Plain Talk is all about.</description>
<pubDate>Wed, 14 Jun 2006 09:00:00 EST</pubDate>
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<description>A series dedicated to helping you achieve financial success through practical, easy-to-follow steps. At Vanguard, we believe you can achieve your goals when you have the tools to do the job&#8212;and that&#8217;s what Plain Talk is all about.</description>
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<title>5 myths of 529s</title>
<link>https://personal.vanguard.com/web/audio/Pod529Myths112009.mp3 </link>
<pubDate>Mon, 16 Nov 2009 08:26:54 EST</pubDate>
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<itunes:duration>6:07</itunes:duration>
<itunes:keywords>college,529, education,martinez,,automatic,automated,dollar cost averaging</itunes:keywords>
<itunes:subtitle>An episode from our podcast series on saving for college</itunes:subtitle>
<itunes:summary>Vanguard&#39;s Alba Martinez dispels 5 myths about 529 college savings plans to help you tell fact from fluff. (6:07)</itunes:summary>
<description>Vanguard&#39;s Alba Martinez dispels 5 myths about 529 college savings plans to help you tell fact from fluff. (6:07)</description>
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<title>Target-date funds and the financial crisis</title>
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<pubDate>Tue, 27 Oct 2009 10:05:57 EST</pubDate>
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<itunes:duration>11:34</itunes:duration>
<itunes:keywords>target, date, retirement, ameriks</itunes:keywords>
<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Vanguard retirement expert John Ameriks discusses target-date funds, how to pick them, and what you should be aware of in terms of risk.</itunes:summary>
<description>Vanguard retirement expert John Ameriks discusses target-date funds, how to pick them, and what you should be aware of in terms of risk.</description>
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<title>You can afford college</title>
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<pubDate>Mon, 28 Sep 2009 16:00:37 EST</pubDate>
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<itunes:duration>8:41</itunes:duration>
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<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Lynn O&#039;Shaughnessy, a financial journalist and author, details how you can afford college for your children. (8:41)</itunes:summary>
<description>Lynn O&#039;Shaughnessy, a financial journalist and author, details how you can afford college for your children. (8:41)</description>
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<title>Is buy-and-hold still the way to go?</title>
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<pubDate>Mon, 24 Aug 2009 18:40:38 EST</pubDate>
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<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Fran Kinniry of Vanguard Investment Strategy Group explains how a buy-and-hold strategy is useful for both retired and young investors. (8:19)</itunes:summary>
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<title>Managing withdrawals in retirement</title>
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<pubDate>Mon, 27 Jul 2009 16:35:48 EST</pubDate>
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<itunes:duration>7:38</itunes:duration>
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<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>How can you make the best use of your savings during retirement? This podcast discusses the principles of how to invest after you retire.</itunes:summary>
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<title>Simple rules for sound investing</title>
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<pubDate>Mon, 13 Jul 2009 16:23:16 EST</pubDate>
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<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Allan Roth, author and founder of Wealth Logic, LLC, explains how everything we need to know about investing, we&#039;ve learned by second grade. (9:09)</itunes:summary>
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<title>Prepare for your future with a trust</title>
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<pubDate>Mon, 11 May 2009 10:49:19 EST</pubDate>
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<itunes:duration>10:29</itunes:duration>
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<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Stephani Smith, a principal in Vanguard Asset Management Services, describes how a trust can complement your other saving and investing goals. (10:29)</itunes:summary>
<description>Stephani Smith, a principal in Vanguard Asset Management Services, describes how a trust can complement your other saving and investing goals. (10:29)</description>
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<title>In a tough market, indexing passes the test</title>
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<pubDate>Mon, 27 Apr 2009 16:23:48 EST</pubDate>
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<itunes:block>no</itunes:block>
<itunes:duration>11:11</itunes:duration>
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<itunes:subtitle>An episode from Vanguard&#8217;s Plain Talk on Investing&#8482; podcast series</itunes:subtitle>
<itunes:summary>Vanguard&#039;s chief investment officer, Gus Sauter, says our faith in indexing hasn&#039;t been shaken by the market downturn.</itunes:summary>
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