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<title>Vanguard: Vanguard Perspectives&#174;</title>
<description>Candid, in-depth video commentary from Vanguard leaders and industry experts on events and trends affecting the U.S. and global economies, the markets, and other topics that may affect your investments.</description>
<pubDate>Mon, 14 Apr 2008 09:00:00 EST</pubDate>
<copyright>The Vanguard Group</copyright>
<ttl>15</ttl>
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<author>Vanguard</author>
<itunes:subtitle>Vanguard Perspectives&#174; video podcast series</itunes:subtitle>
<itunes:summary>Candid, in-depth video commentary from Vanguard leaders and industry experts on events and trends affecting the U.S. and global economies, the markets, and other topics that may affect your investments.</itunes:summary>
<description>Candid, in-depth video commentary from Vanguard leaders and industry experts on events and trends affecting the U.S. and global economies, the markets, and other topics that may affect your investments.</description>
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<itunes:name>The Vanguard Group</itunes:name>
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<item>
<title>What&#039;s the euro&#039;s future after the Cyprus bank bailout?</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/SH/VGPersp/2518_CyprusExcerpt.mp4</link>
<pubDate>Wed, 22 May 2013 06:00:11 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>2:53</itunes:duration>
<itunes:keywords>westaway, cyprus, euro</itunes:keywords>
<itunes:subtitle>Excerpt from a recent video with Vanguard&#039;s Chief European Economist</itunes:subtitle>
<itunes:summary>Vanguard Chief European Economist Peter Westaway puts the Cypriot bailout in perspective, including what it says about the euro&#039;s future.</itunes:summary>
<description>Vanguard Chief European Economist Peter Westaway puts the Cypriot bailout in perspective, including what it says about the euro&#039;s future.</description>
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<item>
<title>Big debt and easy money</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/SH/VGPersp/2518_SC_EconOutlook.mp4</link>
<pubDate>Wed, 22 May 2013 05:59:51 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>10:53</itunes:duration>
<itunes:keywords>davis,westaway,debt,deficit,monetary policy,</itunes:keywords>
<itunes:subtitle>A conversation with Vanguard economists Joe Davis and Peter Westaway</itunes:subtitle>
<itunes:summary>Central banks in the U.S. and Japan have taken extraordinary measures to stimulate growth. Vanguard Chief Economist Joe Davis weighs in on the benefits and risks of these unprecedented policies, and on how investors should respond.</itunes:summary>
<description>Central banks in the U.S. and Japan have taken extraordinary measures to stimulate growth. Vanguard Chief Economist Joe Davis weighs in on the benefits and risks of these unprecedented policies, and on how investors should respond.</description>
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<item>
<title>How safe are Vanguard money market funds?</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/SH/VGPersp/2487_Exc2.mp4</link>
<pubDate>Wed, 08 May 2013 09:26:05 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>5:59</itunes:duration>
<itunes:keywords>money market funds, money markets, glocke,</itunes:keywords>
<itunes:subtitle>Vanguard experts talk about high quality and low costs</itunes:subtitle>
<itunes:summary>Experienced credit analysts and high standards for investment quality and liquidity are the keys to keeping Vanguard&#039;s money market funds stable and secure, as portfolio manager David Glocke explains.</itunes:summary>
<description>Experienced credit analysts and high standards for investment quality and liquidity are the keys to keeping Vanguard&#039;s money market funds stable and secure, as portfolio manager David Glocke explains.</description>
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<item>
<title>Are bond funds a good alternative to money market funds?</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/SH/VGPersp/2487_Exc3.mp4</link>
<pubDate>Sun, 21 Apr 2013 10:33:29 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>4:43</itunes:duration>
<itunes:keywords>yield,bond fund,money market fund,interest rate,hammer,glocke</itunes:keywords>
<itunes:subtitle>Vanguard experts compare bond funds with money market funds</itunes:subtitle>
<itunes:summary>With money market yields at historic lows, it may be tempting to use a bond fund to manage your savings. But even a small increase in interest rates could reduce the value of your cash position.</itunes:summary>
<description>With money market yields at historic lows, it may be tempting to use a bond fund to manage your savings. But even a small increase in interest rates could reduce the value of your cash position.</description>
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<item>
<title>The role of an international bond fund in your portfolio</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/SH/VGPersp/2490_Exc4.mp4</link>
<pubDate>Mon, 15 Apr 2013 10:55:24 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>6:59</itunes:duration>
<itunes:keywords>bonds, international bond funds, diversification,</itunes:keywords>
<itunes:subtitle>Vanguard leaders discuss international investing</itunes:subtitle>
<itunes:summary>Diversifying your portfolio can include investments from around the world. Ken Volpert of the Vanguard Fixed Income Group and Sarah Houston of Vanguard Flagship Services explain how investing in international bond funds can hedge against contrary movements in the domestic markets.</itunes:summary>
<description>Diversifying your portfolio can include investments from around the world. Ken Volpert of the Vanguard Fixed Income Group and Sarah Houston of Vanguard Flagship Services explain how investing in international bond funds can hedge against contrary movements in the domestic markets.</description>
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<item>
<title>Spending from your portfolio&#58; Total return versus income</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/SH/VGPersp/2490_Exc5.mp4</link>
<pubDate>Mon, 15 Apr 2013 06:34:50 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>5:52</itunes:duration>
<itunes:keywords>bonds, yields, prices, dividends</itunes:keywords>
<itunes:subtitle>Strategies to take income in retirement</itunes:subtitle>
<itunes:summary>Low bond yields have investors concerned about insufficient income when they retire. Sarah Houston of Vanguard Flagship Services and Ken Volpert of the Vanguard Fixed Income Group present a creative strategy to meet those needs.</itunes:summary>
<description>Low bond yields have investors concerned about insufficient income when they retire. Sarah Houston of Vanguard Flagship Services and Ken Volpert of the Vanguard Fixed Income Group present a creative strategy to meet those needs.</description>
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<item>
<title>Understanding bond prices and dividends</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/SH/VGPersp/2490_Exc3.mp4</link>
<pubDate>Mon, 15 Apr 2013 06:34:20 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>5:38</itunes:duration>
<itunes:keywords>bonds, yields, prices, dividends</itunes:keywords>
<itunes:subtitle>Excerpt from a recent live webcast</itunes:subtitle>
<itunes:summary>Bond prices fall when interest rates rise, but that does not mean it is time to sell. Ken Volpert of the Vanguard Fixed Income Group and Sarah Houston of Vanguard Flagship Services explain that investors using bonds for income should consider a long-term view.</itunes:summary>
<description>Bond prices fall when interest rates rise, but that does not mean it is time to sell. Ken Volpert of the Vanguard Fixed Income Group and Sarah Houston of Vanguard Flagship Services explain that investors using bonds for income should consider a long-term view.</description>
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</item>
<item>
<title>Asset allocation and disciplined rebalancing</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/SH/VGPersp/2490_Exc2.mp4</link>
<pubDate>Mon, 15 Apr 2013 06:34:05 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>5:42</itunes:duration>
<itunes:keywords>bonds, asset allocation, houston, rebalancing</itunes:keywords>
<itunes:subtitle>The importance of rebalancing your portfolio</itunes:subtitle>
<itunes:summary>Bonds can play an important role in a portfolio, but market swings often throw an investor&#039;s asset allocation out of sync. Sarah Houston of Vanguard Flagship Services explains why it is important to rebalance your portfolio to keep your target allocation in check.</itunes:summary>
<description>Bonds can play an important role in a portfolio, but market swings often throw an investor&#039;s asset allocation out of sync. Sarah Houston of Vanguard Flagship Services explains why it is important to rebalance your portfolio to keep your target allocation in check.</description>
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<item>
<title>Ken Volpert on the current bond landscape</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/SH/VGPersp/2490_Exc1.mp4</link>
<pubDate>Mon, 15 Apr 2013 06:33:50 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>3:42</itunes:duration>
<itunes:keywords>bonds, Volpert, yields, low yields</itunes:keywords>
<itunes:subtitle>An overview of bond performance </itunes:subtitle>
<itunes:summary>Bond yields aren&#39;t what they used to be, for a number of reasons. Ken Volpert, head of the Vanguard Fixed Income Group, gives an overview of the financial and economic factors influencing yields and looks ahead to what may be in store for the next 10 years.</itunes:summary>
<description>Bond yields aren&#39;t what they used to be, for a number of reasons. Ken Volpert, head of the Vanguard Fixed Income Group, gives an overview of the financial and economic factors influencing yields and looks ahead to what may be in store for the next 10 years.</description>
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</item>
<item>
<title>Managing your cash with a money market fund</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/SH/VGPersp/2487_Exc1.mp4</link>
<pubDate>Tue, 26 Mar 2013 10:33:07 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>3:52</itunes:duration>
<itunes:keywords>money markets, glocke, hammer</itunes:keywords>
<itunes:subtitle>Vanguard experts discuss cash management</itunes:subtitle>
<itunes:summary>David Glocke, a portfolio manager with Vanguard&#039;s Fixed Income Group, and Sarah Hammer, a senior analyst for Vanguard Investment Counseling and Research, describe the many ways shareholders use the security of a money market fund, from meeting living expenses to saving for college tuition or a rainy day.</itunes:summary>
<description>David Glocke, a portfolio manager with Vanguard&#039;s Fixed Income Group, and Sarah Hammer, a senior analyst for Vanguard Investment Counseling and Research, describe the many ways shareholders use the security of a money market fund, from meeting living expenses to saving for college tuition or a rainy day.</description>
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</item>
<item>
<title>China&#039;s economy: An improving outlook</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/SH/VGPersp/2598_FAS_ChinaUpdate.mp4</link>
<pubDate>Fri, 08 Mar 2013 10:33:54 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>5:54</itunes:duration>
<itunes:keywords>china, global economy, aliaga-diaz</itunes:keywords>
<itunes:subtitle>A conversation with Roger Aliaga-D&#237;az</itunes:subtitle>
<itunes:summary>China has been a major force in the global economy, but its growth rate slowed in 2012, raising concerns. Vanguard economist Roger Aliaga-D&#237;az offers a cautiously optimistic outlook for China&#039;s economy and discusses the implications for investors.</itunes:summary>
<description>China has been a major force in the global economy, but its growth rate slowed in 2012, raising concerns. Vanguard economist Roger Aliaga-D&#237;az offers a cautiously optimistic outlook for China&#039;s economy and discusses the implications for investors.</description>
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</item>
<item>
<title>&#34;I got out of the market. Now what?&#34;</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/SH/VGPersp/2485_RetExc3_OutoftheMarket.mp4</link>
<pubDate>Mon, 04 Mar 2013 10:32:40 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>3:32</itunes:duration>
<itunes:keywords>stock market, forecasting, market timing, davis, risi</itunes:keywords>
<itunes:subtitle>Excerpt from a recent live webcast with a leader of our advice team</itunes:subtitle>
<itunes:summary>Did you sell stocks during the last market downturn, only to miss out on a rebound? Now that major stock indexes are in or near record territory, Karin Risi of Vanguard Advice Services says it&#39;s important to proceed carefully if you decide to get back in the game.</itunes:summary>
<description>Did you sell stocks during the last market downturn, only to miss out on a rebound? Now that major stock indexes are in or near record territory, Karin Risi of Vanguard Advice Services says it&#39;s important to proceed carefully if you decide to get back in the game.</description>
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</item>
<item>
<title>Market timing with your portfolio</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/SH/VGPersp/2485_RetExc2_MarketTiming.mp4</link>
<pubDate>Mon, 04 Mar 2013 10:32:17 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>2:51</itunes:duration>
<itunes:keywords>stock market, forecasting, market timing, davis, risi</itunes:keywords>
<itunes:subtitle>Excerpt from a recent live webcast with a leader of our advice team</itunes:subtitle>
<itunes:summary>Karin Risi of Vanguard Advice Services says that adjusting your investments should be based on your long-term goals and not the headlines of the day. </itunes:summary>
<description>Karin Risi of Vanguard Advice Services says that adjusting your investments should be based on your long-term goals and not the headlines of the day. </description>
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</item>
<item>
<title>Do reliable market predictors exist?</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/SH/VGPersp/2485_RetExc1_Predictors.mp4</link>
<pubDate>Mon, 04 Mar 2013 10:31:58 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>5:32</itunes:duration>
<itunes:keywords>stock market, forecasting, davis, risi</itunes:keywords>
<itunes:subtitle>Excerpt from a recent live webcast with Vanguard&#039;s chief economist</itunes:subtitle>
<itunes:summary>Vanguard chief economist Joe Davis explains why traditional measurements are not very reliable, even when forecasting 10-year returns.</itunes:summary>
<description>Vanguard chief economist Joe Davis explains why traditional measurements are not very reliable, even when forecasting 10-year returns.</description>
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<item>
<title>Is an annuity right for you?</title>
<link>http://vanguard.vo.llnwd.net/o1/EXT/SH/VGPersp/2116_EX2_Annuity.mp4</link>
<pubDate>Tue, 18 Dec 2012 10:30:32 EDT</pubDate>
<itunes:author>Vanguard</itunes:author>
<itunes:block>no</itunes:block>
<itunes:duration>4:17</itunes:duration>
<itunes:keywords>annuity,GLWB,variable annuity,retirement income,low-yield,Bruno,Utkus</itunes:keywords>
<itunes:subtitle>Steve Utkus and Maria Bruno on annuities</itunes:subtitle>
<itunes:summary>What are the different types of annuities and which one might be right for you? Maria Bruno and Steve Utkus explore various annuities and how they might satisfy your retirement income needs. </itunes:summary>
<description>What are the different types of annuities and which one might be right for you? Maria Bruno and Steve Utkus explore various annuities and how they might satisfy your retirement income needs. </description>
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